Understanding Chapter 13 Bankruptcy

Many of us do everything we can to pay our bills. When you fall behind, it can be tremendously stressful. Lampley Law Office is here to help you get back on track. We have helped clients throughout Southwest Florida who are struggling to keep up with their finances. Together we can find a solution that works for you.

Paying Debt Over Time Means Keeping Your Assets

Depending on your situation, Chapter 13 may be the best option. Simply put, instead of selling off assets, you create a repayment plan. Over the next 3 to 5 years, you will slowly pay off all of the debt that you have. Both individuals and couples may qualify. There are many requirements that you must meet, which is why having an attorney is a smart idea. We can examine your situation and answer all of your questions.

The biggest benefit of filing for Chapter 13 bankruptcy is that you get to keep all of your assets. However, this means that falling behind isn’t an option. The court will look at a number of factors when it is determining whether or not to approve your repayment plan. Most importantly, they will look at your income. This will then determine how long you have to pay off your debts. Having a trusted attorney by your side ensures that you will understand how to best move forward.

To Learn More, Call Today

Our attorney is prepared to help you through this difficult situation. From managing your finances to navigating the legal system, we are here to help you through all stages of the process. Call our office in Fort Myers to schedule an initial consultation at 888-500-8457 today. You can also fill out our contact form. We work with clients throughout Lee County, Collier County and Charlotte County.